We help businesses forecast cash flow, collect faster, pay smarter and access credit.

Cash flow disruptions and liquidity gaps can sink good businesses. Customers pay late all the time, and finding capital to fund cash flow gaps is difficult.

Cash flow matters. Gain control.

Centime and FNBO partner to help small and mid-sized businesses gain visibility and control over their cash flows, empowering them to thrive and grow. Speak to our team and gain first access to our Cash Flow Control solution with the Early Access Program.

Introducing: Centime Cash Flow Control

Introducing: Centime Cash Flow Control

With Centime's Cash Flow Control solution, businesses can monitor cash balances, forecast cash flows, strategically manage Accounts Payables and Accounts Receivable, access a range of cost effective credit and liquidity solutions, and track key indicators of cash flow and business performance. 

Everything a business needs to manage and control cash flow, all in one cloud-based solution that seamlessly connects with QuickBooks or NetSuite in minutes

Forecast cash flows

Forecasts are critical to cash flow decision-making. Use Centime to:  

- Prioritize collections 

- Manage payables 

- Determine draws on credit

- Test different scenarios

Forecast cash flows

Forecasts are foundational to cash flow decisions. Use Centime's rolling forecast to prioritize collections, payables and draws on credit. Centime couples historical transactions with proprietary Machine Learning algorithms to create up-to-date forecasts.

Uncover risk

Extending credit and determining payment terms is a strategic activity. Use Centime to:

- Gain understanding of both customer and supplier risk

- Assess all dimensions of credit, compliance, and reputational risk

Pay smarter

Optimizing when and how to pay bills is a balance between meeting your cash-on-hand goals and supplier terms. Time your AP decisions with the cash flow forecast as a guide. Immediately see the impact on cash when you decide which suppliers to pay, when and how to pay.

Get paid faster

Late payments affect cash flow and your business. Centime helps you: 

- Predict invoice payment delays

- Nudge late-paying customers

- Control when you get paid with an integrated merchant account 

Unlock credit

Forecasting might indicate short-term liquidity gaps. Centime helps you:

- Bridge these gaps with instant access to cost-effective credit

- Pay any supplier with your own credit card, or integrated CentimeCard and CentimeCredit

Monitor perfomance

How does your cash flow performance compare from month-to-month and quarter to quarter? Are you meeting the goals you set? Centime enables you to measure and track how well you are controlling your cash flows with detailed performance reports.

Pay smarter

Optimizing when and how to pay bills helps you meet both your cash-on-hand goals and supplier terms. Use Centime to:

- Time your accounts payable decisions with your cash forecast as a guide

- Immediately see impacts on cash

Uncover risk

You extend payment terms to your customers, are they credit worthy? How long should the terms be? Use Centime to gain a comprehensive understanding of both customer and supplier risk across the dimensions of credit, compliance, and reputational risk.

Monitor perfomance

Setting cash flow goals and gaining visibility into whether you're meeting them is key. Centime enables you to: 

- Measure the health of your cash flows 

- Track cash flows with detailed performance reports

Understand how Centime can help your business with a no-commitment, 

one-on-one online demo. Book a session below. 

Centime and FNBO Early Access Program

Early Access Program

Help shape our Cash Flow Control solution. We value input from Early Access Program participants, and your feedback will influence how the solution evolves and grows.

Receive personalized, 24/7 access to our team as you learn how our solution can help your business.

Your feedback will help make our Cash Flow Control solution satisfying to use and relevant for your business.

©2021 Centime. All rights reserved.

©2021 Centime. All rights reserved.

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